Another reason for finding Paypal alternatives is.. I am an Indian user, where due to RBI’s restrictions it doesn’t provide us complete features. For example we can not use it as a wallet for sending/receiving money to the Indian users like any other user in US.

Though it’s easy to use and easiest to setup with your website, it still have several drawbacks which always makes one think of finding an alternative to Paypal.

And when I started browsing for similar, trustworthy alternatives to it I ended up making a top 5 list of Paypal alternatives.

Best Paypal alternatives for Bloggers, Freelancers and even for SMBs

1). Payoneer

Payoneer has emerged as the best alternative to Paypal in the recent years. It provides you with a Payoneer prepaid Mastercard for making online payments and for withdrawing your earned and received money.

Best thing is it is now available with most of the websites which previously used to offer only Paypal as option or no option at all. For example: you can use Payoneer for receiving Amazon’s affiliate money in any country where Payoneer works.

The Good:

• Easy to setup
• Provides best and efficient conversion of money
• Supported by upwork for freelancers
• Provides an option to receive Global Payments in Local bank accounts (which is the best thing)

The bad:

• Comparatively high ATM withdrawal rates
• Customer Service not up to the mark

Signup here with Payoneer and you can get free $25 in your account.

2). Skrill

Skrill is no doubt the best alternative to not only Paypal but also to Payoneer since its transaction rates are lowest and the best in the market for receiving and sending online payments.

It is most easy to setup, in addition it is most easiest to use too.

Signing up for Skrill is free you can sign up here

3). Stripe

Stripe provides you an option to use Buy button on your website, to start receiving payments on your website just like Paypal’s buy button.

The best thing about stripe is its low transaction charges 2.9% + 30cents, which makes it one of the best paypal alternative.

The Good:

• Low transaction charges, furthermore there is no AMC.
• You can integrate it with most of the major ecommerce platforms like shopify
• You can receive payments from all over the world

The Bad:

• It is available for the merchants of US, Australia, Ireland, Canada and UK only
• Requires programming skill to integrate (needs sandbox testing)
• There’s a Waiting time after transaction for receiving funds

Signup with Stripe for free

4). 2Checkout

2CO or 2Checkout has emerged as one of the best paypal alternative with almost comparable transaction rates worldwide.

It offers several currencies for transaction hence you can use it for receiving online payments from almost any part of the world.

Signup with 2Checkout for free

5). Razorpay

Razorpay is an alternative to Paypal which in some terms is much better than Paypal.

Here are the features of Razorpay:

1. It offers Business as well as Personal Account options just like Paypal.
2. Is available in almost several countries
3. It is free to setup and have no AMC just like Paypal.
4. More importantly, it has low transaction fees.

Signup here for free with Razorpay

Conclusion:

I personally use Payoneer wherever I can in place of Paypal, since they fill up the Paypal’s gap well.

Tell us which one do you use??

The post Paypal Alternatives for Receiving Online Payments appeared first on Paraamarsh Business Blog.

It is necessary to know the list of options available in your country so that one can choose the payment gateway solution that can suit their business type and business requirement.

I have enlisted top 10 Payment gateways that are available and are widely used in UK

List of Top 10 Payment Gateways in UK

1). 2Checkout

Features:

• Higher PCI Compliance
• 8+ payment types
• 87+ currency options
• Localized checkout
• Simple Integration
• 2.4% + 30¢ per successful transaction

Official Website

2). Paypal

Features:

• No Setup or Monthly fees
• 4.4 % + fixed fee per transaction
• Easiest setup
• Best for small as well as bigger enterprises

Official Website

3). Stripe UK

Features:

• Setup is similar to paypal
• No Setup or monthly fee
• 1.4% + 20p for European cards
• 2.9% + 20p for non-European cards.

Official Website

4). Google Pay

Features:

• Simplest way to send and receive payments online
• It’s free to send payments
• Works within UK
• Must be 18+ to use

Official Website

5). Amazon Pay

Features:

• 3.4% + £0.20 (For domestic UK transactions.)
• Easy to configure with ecommerce platforms
• Transactions are completed on your site

Official Website

6). Worldpay

Features:

• Multi currency option
• Multi country payment options
• Receive payments on invoice, emails and on your website

Official Website

7). Sagepay

Features:

• Accept Payments online, on phone & through invoice
• Have several other options according to your business requirements
• Affordable competitive rates

Official Website

8). Authorize.net

Features:

• Accept payment on website, on mail or on telephone
• Simple monthly rates

Official Website

9). Skrill

Features:

• 20+ local payment methods
• Integrates with 80 banks worldwide
• Simple Integration
• Enhanced fraud management

Official Website

10). Shopify Payments

Features:

• PCI Compliant 3D Secure
• Integrates with almost every payment option
• Start Receiving instantly

Official Website

Conclusion: Every payment gateway in one or other terms is good, it depends upon your requirement how well a payment gateway’s way of working suits your business. I hope this list of top payment gateways in uk will help you to decide which one is best for your business.

The post Top 10 Payment Gateways in UK for receiving payments appeared first on Paraamarsh Business Blog.